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Medigap Plans to Change June 1, 2010

3-18-2010 - Medigap plans will be changing effective June 1, 2010. Medigap plans are private insurance that allow someone covered by Medicare to buy benefits to cover co-payments and other costs not covered by primary Medicare.

Medigap Plans E, H and I will no longer be sold. However, if you already own one of these plans, you will be able to keep it as long as you like.

Two new plans - M and N - will be added. Plan M will pay 50 percent of the Part A deductible and some of the cost of foreign travel emergencies. It will not cover the Part B deductible. Plan N will pay the full Part A deductible, but it will require a $20 copayment for Part B office visits and up to a $50 copayment for emergency room visits. Plan N will also cover foreign travel emergencies.

Some of the benefits offered by plans will also change. For example, home health recovery benefits and preventive care benefits currently available under same plans will be dropped. All plans will include benefits to cover out-of-pocket costs imposed by the Medicare Hospice Benefit.


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